Canadian Payroll Deductions Calculator
Estimate CPP / QPP, EI / QPIP, federal tax, and provincial tax for any Canadian employee. Covers all 13 provinces and territories using 2026 tax year brackets.
Your details
Estimate
2026 tax year · paid biweekly
Net pay per period
$2,242
Annual take-home: $58,291 of $75,000
- • Estimated using 2026 tax brackets.
- • Assumes only the basic personal amount; other TD1 credits (spousal, dependants, disability, tuition) would further reduce tax.
- • Does not include RRSP contributions, taxable benefits, or pension adjustments.
- • For official deductions, use CRA's Payroll Deductions Online Calculator (PDOC).
How Canadian payroll works
Canadian employers must withhold four mandatory deductions from most employees: CPP (Canada Pension Plan; QPP in Quebec), EI (Employment Insurance; reduced in Quebec because QPIP covers parental benefits separately), federal income tax, and provincial income tax.
Each deduction has a different formula and different thresholds. CPP and EI have maximums (you stop contributing once you hit the annual cap), while income tax scales through progressive brackets. Provincial brackets vary significantly — Alberta has a flat-ish structure starting at 10%, Ontario has surtaxes on top of the base rates, and Quebec collects its own tax with higher brackets but also richer credits.
For a deeper walkthrough, see our guide on how to run payroll in Canada, or our comparison of the best HR software for Canadian companies.
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