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Free US HR tool · 2026 tax year

US Payroll Deductions Calculator

Estimate federal income tax, Social Security, Medicare, and supported state taxes for US employees. Covers the top state markets plus a federal-only fallback.

Your details

Estimate

2026 tax year · paid biweekly

Net pay per period

$2,221

Annual take-home: $57,750 of $75,000

DeductionPer periodAnnual
Gross pay$2,885$75,000
Social Security$179$4,650
Medicare$42$1,088
Federal tax$295$7,670
State tax$116$3,017
SDI (state disability)$32$825
  • Estimated using 2026 federal tax brackets (single filer) and 2026 FICA rates.
  • Assumes the standard deduction and no additional W-4 withholding elections, pre-tax benefits, or 401(k) contributions.
  • For official figures, use the IRS Tax Withholding Estimator at irs.gov.
  • California also has a 1% Mental Health Services Tax on income over $1,000,000 — not included in this estimate.
  • SDI (State Disability Insurance) of 1.1% applies to all wages as of 2024.
Estimate only. This calculator is for educational and planning purposes. Actual deductions depend on filing status, W-4 settings, pre-tax deductions, taxable benefits, and local taxes. For official withholding, use the IRS Tax Withholding Estimator.

How US payroll works

US employers usually withhold federal income tax, employee Social Security, employee Medicare, and any applicable state income tax. Some states add disability or paid-leave deductions, and local taxes may apply in cities or counties.

This estimate covers federal tax, FICA, and supported state income taxes. It does not replace payroll software, state withholding tables, W-4 elections, local tax rules, or benefits deductions.

For broader compliance context, see our US HR audit checklist, or our US onboarding checklist.